The failure of old roofs and the water damage resulting from it is one of the main insurance claims made by owners of manufactured homes. Your insurance company may ask you to provide a roof inspection report of you manufactured home, especially when the home is more than twenty years old. The report should show that the roof of the house is in good condition and that the roof has about five-year life expectancy remaining.
The roof inspection report of manufactured homes should be filled and signed by a licensed roofing or building contractor, an engineer, architect, a home inspector, or a building code official. It should contain the following details, together with two images of the roof.
- Type of material used in roofing
- Age of the roof
- Date of last roofing permit
- Remaining useful life of the roof
- Date of last update
- If the roof is replaced partially, details of the percent of the roof that is replaced
- Details of any visual damage or deteriorations
- Overall condition of the roof
- Visible signs of leak
Two primary things that need to be considered while making roof inspection reports are evidence of any leaks and the age and condition of the material used in roofing. Condition and age of the roof are related and if there is nothing available to prove the age of the roof, then the condition of the roof will be considered to find the approximate age of the same.
In addition, different sides of the roof age in different speeds and this should also be taken into consideration. In general, the south facing parts of the roof will get most of the sunlight and ultraviolet damage will be more in these parts. At the same time, the north facing parts will get the least sun and may have moss and mold growth or mildew discoloration.
Some of the roof inspectors may also try to walk the roof if possible to look for visual signs of damages like deteriorated or missing flashings, damaged areas of roofing, and so on. In addition, each type of roofing material shows different signs of age. Age of shingle roofs can be determined by checking the tab adhesion and granule loss.
Metal roofs will corrode with age and it will be the fasteners, which will show the first signs of rust damage. Roof inspectors will also check for correct lapping and proper fastener spacing to evaluate any damage.